Dealing With Insurance Companies After a Car Accident

Our attorneys are uniquely qualified to help you navigate your claim

Insurance companies are supposed to help people who have been hurt in a car accident. But the truth is that they are always considering the bottom line. All you want is to be treated fairly. They only want to find ways to pay you as little as possible. That can make the entire claims process confusing and frustrating.

That’s why you need an experienced Plantation car accident attorney on your side if you’ve been injured. The lawyers at Feingold Posner Draizin understand how complicated the process can get. We know how to deal with insurance companies. We focus on building strong cases that they have to take seriously.

Insurance companies will try to minimize your claim

They’ll use several different tactics and strategies designed to reduce the amount of compensation they have to pay. They are looking out for their own financial interests and aren’t concerned about what’s best for you. These tactics and strategies include:

Offering quick, low settlements – Insurers may offer a quick settlement soon after the accident, often before the full extent of injuries and damages is known. These initial offers are lower than you deserve. They hope you’ll accept what they’re offering without further negotiation.
Disputing liability – Insurance companies may argue that you share some responsibility for the accident. Under Florida’s modified comparative negligence system, that could mean any compensation you are awarded gets reduced by your percentage of fault.
Challenging the severity of injuries – Insurers might question the severity of the injuries you sustained in the accident. They may request extensive medical records and seek opinions from their own medical experts to dispute the diagnosis and treatment plan.
Arguing injuries were pre-existing – They may seek access to your medical history to identify any previous injuries or conditions that could be linked to your current claim.
Delaying the claims process – Insurance companies may intentionally delay the processing of claims, hoping you’ll become frustrated or feel financially pressured into accepting a lower settlement.
Requesting Independent Medical Examinations (IME) – Insurers may require you to undergo an examination by a doctor of their choosing. The IME can be used to provide a medical opinion that downplays the severity of your injuries or suggests that they are not related to the accident.
Questioning the need for medical treatment – They may argue that certain medical treatments, therapies, or surgeries are not medically necessary or are excessive. This can limit the amount of compensation provided for medical expenses.
Requesting recorded statements – You may be asked to give a recorded statement about the accident. Insurance adjusters hope to catch you in inconsistent statements or admissions that can be used against you. These statements can be used to dispute liability or the extent of damages.

Insurance companies are determined to pay you as little as possible. That’s why you need an experienced car accident lawyer dedicated to fighting for maximum compensation.

Our lawyers used to represent insurance companies

Now, we fight for the injured. When you hire our firm, you get the advantage of our experience. This includes:

A unique perspective – We know how insurers approach car accident claims and what tactics they use to minimize payouts.
Negotiation strategy – Understanding insurance companies’ settlement practices and negotiation techniques helps us form a strategy for achieving the results we need.
Knowledge of insurance policies – We understand insurance policy language and coverage nuances and can identify all potential sources of compensation.
Case evaluation – Our experience representing insurance companies helps us to quickly identify any weaknesses in the insurance company’s position or arguments.
Knowledge of the claims process – We know what documentation and evidence are most persuasive and how to present a compelling case to the insurer.

One of our attorneys can guide you through the claims process every step of the way and keep you informed of the progress of your case. We are committed to helping you get the best possible outcome.

If you’ve been hurt in an accident, let’s talk about what happened

You may have suffered painful injuries and need treatment. Medical expenses can add up quickly, and you may not be sure how you will pay them. You may not be sure if you need a lawyer or even if you have a case. Talk to one of our attorneys. We can give you the information you need during a free consultation.

We can review the details of your accident and discuss your legal options. You can also get answers to any questions you have. There’s no cost and no obligation. Simply having more information about your situation can help put your mind at ease and help you decide what comes next.