Insurance Companies and Motorcycle Accidents
Our lawyers used to work for insurance companies and can help you fight back
If you’ve been hurt in a motorcycle accident, you will have to deal with an insurance company if you are seeking financial compensation. That can be confusing and frustrating because the insurance company is not on your side. Their main goal is to try to pay you as little as possible.
That’s why you need an experienced Plantation motorcycle accident lawyer to fight for your rights. All of the attorneys at Feingold Posner Draizin used to represent insurance companies in accident claims. We know the strategies and tactics they use to try to limit compensation. Now we put that experience to work for you.
Insurance companies will try to minimize your claim in many different ways:
Disputing liability
Insurance companies may argue that you were at least partially at fault for the accident. They do this because, under Florida’s modified comparative negligence system, your compensation may be reduced if you are found to bear some responsibility for the crash. So, if you are awarded $500,000 in compensation but found to be 30% at fault, you would only receive $350,000.
Questioning the severity of your injuries
Insurers frequently question the severity of injuries sustained in a motorcycle accident, suggesting they are less serious than claimed or were pre-existing conditions. They may request an Independent Medical Examination (IME) or seek access to your medical history to try to justify a lower settlement amount.
Delaying the claims process
This is a common tactic insurance companies use to frustrate you and pressure you into accepting lower settlements. By drawing out the process, insurers hope to create financial stress, making it more likely for you to settle quickly for less than you deserve.
Lowball settlement offers
Insurance companies may offer a settlement soon after the accident, but it will fall far short of covering all of the damages you suffered. They’re hoping you’ll just accept the money without fully understanding the extent of your injuries or the long-term costs. These offers are typically much lower than what you might be entitled to with proper legal representation.
Requesting excessive documentation
This is a way for insurers to create obstacles in the claims process. By asking for extensive medical records, accident reports, and other evidence, they are trying to overwhelm you, causing delays and reducing the likelihood of a higher settlement by exploiting any missing or incomplete information.
Using recording statements against you
Insurance companies use recorded statements to find inconsistencies or admissions that can weaken your case. They may take statements out of context or use them to challenge your account of the accident and the extent of your injuries, ultimately reducing the payout or denying the claim. That’s why you should always decline to give a recorded statement if asked.
Our motorcycle accident attorneys can help you fight back
We know how insurance companies approach motorcycle accident injury claims. They have no interest in paying you what you deserve for your injuries. As they see it, motorcyclists tend to be irresponsible and must have been at least partially responsible for what happened. They will go to great lengths to pay you as little as possible.
That’s why we focus on getting the facts to build a strong case that insurance companies must take seriously. Our legal team investigates by gathering evidence, such as any video of the motorcycle crash, carefully reviewing accident reports and medical records, and talking to witnesses about what they saw.
We will also determine the total damages you suffered in your motorcycle accident and demand full compensation. This includes compensation for all current and future medical expenses related to your injuries, lost wages if you couldn’t work, and other damages such as pain and suffering.
Let’s talk about what happened during a free consultation
Following a motorcycle accident, you may feel pressured by the insurance company to accept a settlement offer. You get the feeling they are not being fair, but you’re not sure what to do about it. The entire process can seem frustrating and confusing. Knowing your legal options can help put your mind at ease.
One of our attorneys is ready to meet with you. We can review the details of your motorcycle accident and discuss your options for recovering financial compensation. We can also give you an idea of what to expect from the legal process and answer any questions you have. There’s no cost and no obligation.
If you’ve been hurt in a motorcycle accident in Plantation, Broward County, or anywhere in Florida, learn more about how we can help. Contact us to schedule a free consultation.